Mortgages
Your dream home is closer than you think — with mortgage options to fit your needs. Make it happen, with Mosaik!
What’s your next move?
Buying
Renewing
Switching
Find the mortgage to match your needs
First Time Home Buyers (CMHC Insured)
Perfect for you if…
You're ready to take your first step into home buying
Conditions
Requires 5% down payment, application fee and the funds to cover closing costs. (i.e.: legal fees, deed transfer, oil top up, etc.)
Conventional Mortgages or Collateral Mortgages
Perfect for you if...
You've got great credit and have the funds available to use as a down payment. Putting a larger down payment gives you a smaller starting mortgage balance, which means you'll pay less in mortgage interest over time.
Conditions
Requires 25% down. The borrowed amount cannot exceed 75% of the purchase price or the appraised value, whichever is less.
Pre Approved Mortgages
Perfect for ...
Individuals and families who are serious about buying a home and need a clear picture of their affordability and borrowing power. They're also beneficial for those looking to make a strong offer in a competitive market, potentially securing a better rate or terms.
Conditions
Approved based on the verbal information provided by you and are subject to verification of that information prior to disbursement.
Not sure which mortgage is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
Select Image
Take a look at the latest, competitive rates on offer for our mortgage solutions.
Thinking of buying a home? Try our calculator to find the mortgage to fit your budget.
